I do the same as David but when making SMR rifles I always try to move the lock bolt/hole away from the breech/stock juncture. If you don't and plan to use a larger sideplate/washer you don't want it to be too close to the top edge of the stock (see photo below), ask me how I know! I move the lock bolt hole as far back and as low as I can go and still be in the lock bolster.
Dennis
(https://americanlongrifles.org/forum/proxy.php?request=http%3A%2F%2Fpreview.ibb.co%2FdVmnXw%2Flock_bolt.jpg&hash=50b7436d37254749c6165b931d45e92beedb341b) (http://ibb.co/fvdO5G)