Generally the heavier the machine, the more accurate as it is less affected by outside factors like temperature, humidity, dust, ect..
If you have to go the bench top route your looking at mills in the $1000-1500 range with no DRO for brands like the Taig Mills or the MicroLux/Grizzly/Import Mills.
A Jet or similar with a DRO will be in the 3-4k range. The Tormach is also out there, but I don't think it is what your looking for.
A full size knee mill is the better route if can fit it someplace else. A nice Wells-Index or J Head Bridgeport with a DRO can be bought for 5k or less, some even CNC equipped. This would give you a ton of machine for basically the same price as a new benchtop with dro. I would stay away from the mill/lathe combos as bob said. You are much better off with either a bench or floor mill and a small lathe like a south-bend, atlas, ect.