Thank you for the information about safes. As many of the safes are only warranted for an hour or so in fire and can be forcibly opened, it brought to mind insurance as well which can be equally important. A "personal Fine arts, all risk policy" , often thought by many to be very expensive, can now be bought relatively cheaply. I utilize CHUBB insurance ( no interest in the company) and they do not require a formal appraisal for items worth less than $50,000. There are probably others.
Hurricane