I would save up and have one built for you. The expirience and antisipation alone makes the expense worth the cost. Costom drop, cast and LOP made for you will make the shooting more enjoyabe. Wood selection, furniture choice, styling discussed with your builder really are fun to go through. When you have looked at a number of options and decide on a certain model, let the fun begin. I bought the parts piecemeal, spread out the spending as l saved up. It seems to hurt less and then you might decide to go with an upgrade because an extra $50 or so doesn't seem so bad after all. Trust your builder's advice, he should know what you want and know how to get there. I am very fortunate that my builder is a friend and lives only a few miles from me. I was able to visit the builds from infancy to complete. With luck you can find a builder close enough to be able to have a visit from time to time. Better to pay more and be really happy than to pay what is still a lot and just settle.
Cheers
RFMcD