What I have found, is that a .440" ball with a .015" patch, can only push that patch down 1/2 way to the bottom of .010" deep grooves. With a mimimum of .005" empty space between the patch and the bottom of the grooves on each and every rifling groove, the gas blowby usually comprimises the patch's integrity, burns it, and causes fouling to build up in the grooves, making loading difficult.
Now, using a .445" ball and that same patch, will just barely make it to the bottom of those .010" rifing cuts, which will be better, but still not do any sealing.
Attempting to seal the powder gasses behind the ball is why DPeck suggested the .020" or thicker patching. We know this system works in every barrel we've tried it - well over 100 of them, maybe 200 now - with .010" or even deeper rifling like the .016" rounded rifling of the Rice and Getz barrels.
If you like or don't mind wipingyour barrel when out shooting, then by all means, use the loose combinations.
Scott merely gave a suggestion on what would give excellent accuracy in those barrels. If less accuracy is good enough - that's great. If you do get into a situation where the barrel's best accuracy would come in handy, it would be good to find where it shoots with that load. I would suggest that the .015" will not work with that much powder in a .45- but .020" will.