Ask ten guys, and you'll probably get ten different answers on stock finishes, lol. Having said that, I'm with you, I really love the stuff, but typically only use the sealer. I think I've used just about everything available finish wise, and kept coming back to Permalyn, so pretty much that's what I use. There's a lot of good information here on Permalyn using the search feature. Different strokes for different folks, and I've seen really nice results with other finishes, but I really like Permalyn.
Ed