In every lock I have ever worked on, when the spring is at rest, it is NORMAL for the hook to be below the bottom of the lock plate. In fact, I have an L &R lock sitting before me right now, which is totally assembled. The bottom of the hook as it sits in the tumbler cam is only 3/32nds" above the bottom of the lock plate. At rest, the hook is about 1/2" below the bottom of the lock plate. If it didn't do this, the spring would not have enough tension to deliver enough energy to make the lock function properly.
Sure... If the tumbler cam breaks in just the right way, there is the potential for the spring to break through the bottom of the stock, but I have never heard of this happening. Springs usually break at the bend from what I have heard, so that shouldn't be a concern. So unless the spring is overly strong, I wouldn't try bending or weakening it, and just leave it as it is.
Matt