Hmmmmm.pondered this very subject,a few years back.So your at that point build or buy,me I chose to build.My situation may be a little different having a background in using the tools to get the job done but never used them to build a rifle however.I didn't have a shop,just the basic hand tools,bought the others that where needed,decent chisels ect.Had about the same money to spend,not sure what your after but as was said your probably short to have one built.Taylor makes a great point about the drive needed to build a rifle.Yours will even have to be more because of your situation,lack of a shop does put you at a big disadvantage.I am always looking for places to put my portable vise,deck,kitchen table,desk ect.better have an understanding better half or your doomed.It can be done,patience is your best tool,doing your homework,study the how to and ask plenty of questions,these fine folks been there and done that.When I started my project I knew it would be a long one,working on it here and there,I'm good with that,are you?don't rush things.The kibler kit sounds like your best choice but if yournot into that type of rifle you will have to find something else and it will require more work.I had always known I would build one but many paths had to be walked before I finally arrived,should have did it a long time ago.Welcome and enjoy which ever path you choose,there is something to be said for building one of these things with your own two hands.