I think this is another case of several rifle styles from different areas getting lumped into one category. I defiately believe there is a relationship with the very plain Southern “poor boy” bare bones rifle, and the so called schimmel produced in other areas.
But, the Southern guns with full hardware, and things like lollipop tangs, fully developed buttplates, triggerguards, and other hardware, are not in the same category in my book.
I was told that the term schimmel was coined because these guns lacked finish, and being mostly from an area where maple was the principle stock wood, the gun would be white when new, and fade to gray as the wood got handled and aged. Hence the white, or gray, horse nickname.
Hungry Horse