Thanks for the responce guys. I checked with my homeowners insurance and they won't provide insurance for "antique" firearms. No problem getting a rider for modern guns. I also checked with a local company that uses Chubb. They are checking into it, but they told me that they didn't think that Chubb is still providing new policies for antique firearms. I haven't heard back from them yet to confirm. I also talked to another insurance agent that I know to see what he could come up with. Everything that he could find required an appraisal and the cost was between 2 and 3 percent of the total value of the collection. The information that I got from the NRA Endorsed program is that any individual firearm valued at over $20,000 would require an appraisal. If lower than that, it is not required. They seem to cover theft, fire, whatever, and the cost is .0067 percent of the value of the collection, along with a $15.00 admin fee. As far as adding to or removing guns from the policy, they said that is isn't a problem. But since I haven't had insurance with them in the past, that remains to be seen. I was just wondering who others were using and what their experiences were. Thanks again.
